1. Name of the scheme: “PSB DHAN LAKSHMI-444 DAYS”
2. Who can open this account: All Resident Indian who are eligible to open domestic term deposit account. Including NRO/NRE Deposit Accounts.
3. Where this Account can be opened: Through Branch Mode & Through Online Mode using PSB UnIC
4. Tenure of Deposit: 444 Days
5. Validity of the Scheme: Till 30 November, 2023
6. Rate of interest:
|
Available Mode |
General Public |
Senior Citizen |
Super Senior Citizen |
|
Branch/Online (PSB UnIC) |
7.40% p.a. |
7.90% p.a. |
8.05% p.a. |
7. Whether Staff benefit in terms of additional rate of interest Available under this scheme: Yes- under domestic deposits Staff Benefit is available as per the extant guidelines of the Bank. However, if FD Account is opened under NRO/NRE category, in that case, Staff Member Benefit is not available.
8. Whether Senior Citizen benefit in terms of additional rate of interest Available under this scheme: Yes-under domestic deposits Senior Citizen Benefit is Available as per the extant guidelines of the Bank. However, if FD Account is opened under NRO/NRE category, in that case, Senior Citizen Benefit is not available.
9. Whether Super Senior Citizen benefit in terms of additional rate of interest Available under this scheme: Yes: 15 basis points additional over and above the applicable rate of Interest. However, if FD Account is opened under NRO/NRE category, in that case, Super Senior Citizen Benefit is not available.
10. Minimum Deposit in the Account: Rs 500/-
11. Maximum Deposit in the Account: Rs 1.99 Crore.
12. Auto Renewal: Yes. Available in other General Fixed Deposit scheme, i.e Customer should opt for renewal for any other maturity period product (other than this limited time Fixed Product)
13. Taxation in the Account: Interest accrued on these deposits is liable for Tax in accordance with the guidelines issued by Income Tax Department, GoI, from time to time.
14. All other terms and conditions: As applicable to other Domestic Term Deposit Product & NRO/NRE Deposits but not mentioned in this product details shall apply here also.
For more details on this Special Fixed Deposit ‘PSB DHAN LAXMI-444 DAYS’ kindly visit our Nearest Branch or Contact us on our Toll-Free Number - 1800 419 8300
