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PSB Excellence-Education Loan

PSB Excellence- Education Loan For Premier Institutions (i.e. IITs, IIMs and ISB Hyderabad):

Eligibility Students who have secured admission in regular full time Degree / Diploma courses of all the IIMs, IITs and ISB Hyderabad.
Quantum of finance As per the fee structure of the respective institute plus personal monthly expenses max upto Rs 5000.00 p.m. plus project expenses, books e.t.c.

Upto a maximum loan of Rs. 20.00 lacs, including each Top up loans, if any.
Margin Up to Rs 4.00 lac : NIL

Above Rs 4.00 lac : 5% The margin shall be proportionate to loan amount disbursed.

Above Rs 10.00 lac : 15% The margin shall be proportionate to loan amount disbursed.
Rate of Interest Please click here For rate of interest
Security Co- obligation of parents/guardian as co- borrowers.

No collateral security required.
Repayment Maximum up to 10 years exclusive of Moratorium period.
Processing charges Please click here For Processing fee

Click Here to view Complete Checklist  

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