Service Charges on Priority Sector
| SEGMENT | PROCESSING FEES + GST (additional) | RENEWAL/REVIEWAL CHARGES + GST (additional) | DOCUMENTATION FEES + GST (additional) | ||||||||
| KCC | Upto Rs.3 Lakh | NIL | No Fee for Renewal | Loans upto Rs.2Lakh | NIL | ||||||
| Above Rs.3 Lakh | i) 0.50% of limit (for portion above Rs.3 Lakh) with minimum of Rs. 500/- at the time of sanction only. ii) Processing Fee will be applicable in case of enhancement above Rs.3 Lakh, on enhanced portion only. iii) No processing Charge to be levied at the time of renewal |
Loans >Rs.2 Lakh & upto Rs.25 Lakh | @Rs.100 per lac subject to maximum Rs.2000/- | ||||||||
| Loans >Rs.25 Lakh & upto Rs.50 Lakhs | Rs. 2000 + @Rs. 150 per lac on loan/ limit in excess of Rs. 25 Lacs subject to maximum of Rs.5000/- | ||||||||||
| >Rs.50 Lakh & above | Rs. 5000 + @Rs. 200 per lac on loan/ limit in excess of Rs. 50 Lacs subject to maximum of Rs.10000/- | ||||||||||
| TERM LOAN AGRI |
Upto Rs.25,000/- | NIL | No Fee for Reviewal. | Levied @ same as on KCC. | |||||||
| Above Rs.25000/- and upto Rs.2 Lakh | Rs.400/- | ||||||||||
| Above Rs.2 Lakh | @1.00% (New Borrower) @0.75% (5 yr. old Borrower) @0.50% (20 yr. old Borrower) No Fee for reviewal. |
||||||||||
| RICE SHELLER | Rs.100/- per lac.for W.C and for term loans upfront fee Rs.50/- per lac (Subject to a max. of Rs.25,000/-). ZM permitted to waive processing fee by 50% of the applicable fee in cases of fresh taken over from other banks and high value accounts having internal credit rating 1 & 2 only. | W.C. | Rs.100/- per lac max. of Rs.25000/- | Upto Rs. 2 Lacs | NIL | ||||||
| Above Rs. 2 Lacs & upto Rs.25 Lakh | Rs.2500/- | ||||||||||
| Above Rs. 25 Lacs & upto Rs.100 Lakh | Rs.5000/- | ||||||||||
| Above Rs. 100 Lacs | Rs.10000/- | ||||||||||
| Term Loan | For term loans fee upfront Rs.50/- per lac (Subject to a max. of Rs.25,000/-). ZM permitted to waive processing fee by 50% of the applicable fee in cases of fresh taken over from other banks and high value accounts having internal credit rating 1 & 2 only. (Fee for Reviewal of Term Loans O/s of Rs. 10 Lacs and above to be charged @0.05% without any cap on every reviewal) |
For Supplying Copy of Documents | |||||||||
| Upto Rs.25000/- | NIL | ||||||||||
| Above Rs. 25000/- & upto Rs.100 Lakh | Rs.500/- | ||||||||||
| Above Rs. 100 Lacs | Rs.1000/-plus actual Charges | ||||||||||
| MSME | Upto Rs.5 Lakh (WC/ Term Loan) |
NIL | Upto Rs. 25000/- | NIL | Upto Rs. 2 Lacs | NIL | |||||
| Above Rs.25000/- & upto Rs.2 Lakh | Rs.400/- | Above Rs. 2 Lacs & upto Rs.25 Lakh | Rs.2500/- | ||||||||
| Above Rs.5 Lakh | Above Rs.2 Lakh | Above Rs. 25 Lacs & upto Rs.100 Lakh | Rs.5000/- | ||||||||
| WC Limit | Other than Real Estate Sector | Real Estate | WC Limit | Other than Real Estate Sector | Real Estate | Above Rs. 100 Lacs | Rs.10000/- | ||||
| (a) (i) Working Capital above Rs. 5 Lakh to Rs.50 lakh | 0.50% of limit with minimum of Rs. 500/- with no cap at the time of sanction/ renewal every year. | Rs. 500/- per lakh or part thereof with no cap | (a) (i) Working Capital above Rs. 2 Lakh to Rs.50 lakh | 0.50% of limit with minimum of Rs. 500/- with no cap at the time of sanction/ renewal every year. | Rs. 500/- per lakh or part thereof with no cap | For Supplying Copy of Documents | |||||
| Upto Rs.25000/- | NIL | ||||||||||
| 1% with no cap and 50% of applicable charges on renewal every year. | (a) (ii) Working Capital above Rs.50 lakh | 1% with no cap and 50% of applicable charges on renewal every year. | |||||||||
| (a) (ii) Working Capital above Rs.50 lakh | |||||||||||
| (b) Term Loans above Rs.5 Lakhs | @1.00% (New Borrower) @0.75% (5 yr. old Borrower) @0.50% (20 yr. old Borrower) |
(b) Term Loans above Rs.2 Lakhs | @1.00% (New Borrower) @0.75% (5 yr. old Borrower) @0.50% (20 yr. old Borrower) (Fee for Reviewal of Term Loans O/s of Rs. 10 Lacs and above to be charged @0.05% without any cap on every reviewal.) |
Above Rs. 25000/- & upto Rs.100 Lakh | Rs.500/- | ||||||
| Above Rs. 100 Lacs | Rs.1000/-plus actual Charges | ||||||||||
