PSB Apna Ghar Top Up
To offer additional amount of loan to the existing housing loan borrowers to meet their various personal requirements arising from time to time.
a. Property financed should have been completed and taken possession of.
b. The borrower should have a minimum repayment record of:
i. 6 months – For Govt/PSU employee where salary account with our Bank.
ii. 12 months- For Govt/PSU employee where salary account is not with our Bank.
iii. 24 months – For all other cases.
|Quantum of finance||
i.Term Loan- Maximum Rs. 2 Crore
ii.Overdraft- Maximum Rs. 50 lakh
iii.Composite facility- Maximum Rs. 2 crore
|Rate of Interest||Please click here For rate of interest|
i. Term Loan:
ii. Over Draft
|Processing charges||Please click here For Processing fee|
|Security||Extension of charge on the property already charged to the Bank under the existing Housing Loan facility.|
|Documentation Charges||Actual Charges|