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RTGS / NEFT

PSB Fixed Deposit Schemes  XSS

Real Time Gross Settlement ( RTGS)

  • RBI has introduced this funds transfer systems called RBI-NEFT System.
    This is an Inter-bank electronic funds transfer system to facilitate an efficient, secure, economical, reliable and expeditious transfer of funds and clearing in the Banking sector in India.
    The account holders with the branch can use the NEFT facility which is available between all the Cities and the designated branches of Banks in India.
    NEFT services are available 24*7. NEFT Settles fund transfers in half-hourly batches with 48 settlements occurring everyday regardless of a Holiday. (NEFT Batches start at 00:30 hours, 01:00 hours, 01:30 hours, 02:00 hours, 02:30 hours, 03:00 hours, 03:30 hours, 04:00 hours, 04:30 hours, 05:00 hours, 05:30 hours, 06:00 hours, 06:30 hours, 07:00 hours, 07:30 hours, 08:00 hours, 08:30 hours, 09:00 hours, 09:30 hours, 10:00 hours, 10:30 hours, 11:00 hours, 11:30 hours, 12:00 hours, 12:30 hours, 13:00 hours, 13:30 hours, 14:00 hours, 14:30 hours, 15:00 hours, 15:30 hours, 16:00 hours, 16:30 hours, 17:00 hours, 17:30 hours, 18:00 hours, 18:30 hours, 19:00 hours, 19:30 hours, 20:00 hours, 20:30 hours, 21:00 hours, 21:30 hours, 22:00 hours, 22:30 hours, 23:00 hours, 23:30 hours, 00:00 hours).
  • No Minimum or Maximum amount stipulation for NEFT transactions
  • At present this facility is available at the following branches whose IFSC codes are also mentioned alongside
    Click Here For The List of Neft Branches
  • Service Charges For Neft

NEFT

BRACH CHANNEL

DIGITAL CHANNEL

Upto Rs.10,000/-

Rs.2.50

NIL

Above Rs.10,000/- to Rs.1,00,000/-

Rs.5.00

NIL

Above Rs.1,00,000/- Rs.2,00,000/-

Rs.15.00

NIL

Above Rs.2,00,000/-

Rs.24.00

NIL

RTGS

BRACH CHANNEL

DIGITAL CHANNEL

Rs.2,00,000/- to Rs.5,00,000/-

Rs.24.00

Rs.20.00

Above Rs.5,00,000/-

Rs.49.00

Rs.45.00

Neft Application Form  

Customer Facilitation Centre-Neft

NEFT

The Bank offers its customers instant transfer of funds to other banks (Inter Bank). This is made possible through Real Time Gross Settlement (RTGS) System, which is an online system set up, operated and maintained by Reserve Bank of India to enable funds settlement on real-time basis across banks in the country.

The RTGS service window for customer's transactions is available 24/7

Minimum / maximum amount stipulation for RTGS transactions

The RTGS system is primarily for large value transactions. The minimum amount to be remitted through RTGS is Rs.2 lakh. There is no upper ceiling for RTGS transactions.

At present this facility is available at the following branches whose IFSC codes are also mentioned alongside.

Click Here For The List of RTGS Branches

Real Time Gross Settlement ( RTGS)

Service Charges For RTGS

Outward Remittance

NEFT

BRANCH CHANNEL

DIGITAL CHANNEL

Upto Rs.10,000/-

Rs.2.50

NIL

Above Rs.10,000/- to Rs.1,00,000/-

Rs.5.00

NIL

Above Rs.1,00,000/- Rs.2,00,000/-

Rs.15.00

NIL

Above Rs.2,00,000/-

Rs.24.00

NIL

RTGS

BRACH CHANNEL

DIGITAL CHANNEL

Rs.2,00,000/- to Rs.5,00,000/-

Rs.24.00

Rs.20.00

Above Rs.5,00,000/-

Rs.49.00

Rs.45.00

Inward Charges for NEFT/RTGS – Free

Click Here For The RTGS Application Form XSS

New Internet Banking Solution

PSB UNIQ

PSB UNIQ

PSB UniC Digital Banking Solution

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