Processing Charges for Fund/Non-Fund based Working Capital Limit (Fresh/Renewal/Enhancement) and Term Loan (Fresh) other than Agriculture Loan/Limit:
Amount of Loan/Limit
Working Capital
(Fresh/Renewal/Enhancement)
Term Loan
(Fresh)
Up to Rs.25000/-
NIL
NIL
Above Rs.25000/-upto Rs.2.00 Lac
500/-
500/-
Above Rs.2.00 Lac upto Rs.10.00 Lac
0.50%
1.00%
Above Rs.10.00 Lac upto Rs.50.00 Lac
0.60%
Above Rs.50.00 Lac upto Rs.5.00 Cr
0.60%
Above Rs.5.00 Cr upto Rs.50 Cr
0.50%
Above Rs.50.00 Cr upto Rs.100 Cr
0.40%
Above Rs.100 Cr
0.30%
Processing Charges for Working Capital Limit/ Term Loan for Agriculture Loan/Limit:
Amount of Loan/Limit
WC
Term Loan
Upto Rs.50000/-
NIL
NIL
Above Rs.50000/- upto Rs.3 lac
Rs.500/-
Rs.500/-
Above Rs.3.00 Lac upto Rs.25 lac
0.40%
1.00%
Above Rs.25.00 Lac
0.50%
1.00%
Advances to Weaker Section
NIL
Advances under a Govt. Sponsored Scheme
As per Scheme specifications.
Note:
In case of agriculture advances- No Processing charges to be levied at the time of renewal.
In case of agriculture advances- Processing Fee will be applicable in case of enhancement above Rs.3.00 lakh, on enhanced portion only on pro-rata basis.
Enhancement/Renewal (other than agriculture advances): As per normal rates mentioned above in Table (A), on pro rata for the relevant period so as to coincide with the expiry date of original limit. I.e. processing charges to be recovered for short renewal/review period.
Expenses other than Process Fees (i.e. CIC/CERSAI/Insurance/NeSL charges/State specific Stamp Duty charges etc.) shall be borne by the borrower.
NeSL charges: Annual NeSL charges for staff, ex-staff accounts are exempted.
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A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
