persloan

PSB Personal Loan

Purpose	Any genuine personal credit requirement. (Undertaking to be obtained from the applicant that the funds sanctioned by the Bank under the above Scheme would not be utilized for any speculative purpose).
Eligibility	Salaried Class To Govt./PSU employees. To Confirmed/Permanent/Regular Employees of other institutions. Pension Class: Pensioners having their pension account with our Bank.
Age	Minimum : 21 years Maximum For Salaried Class : 60 years (Govt. /PSU) For Salaried class (private) : 65 years For Pensioners : upto 70 years
Quantum of Finance	For Salaried Class	For Pensioner
	Up-to 18 times monthly net salary/1.5 times of Net Annual Income or Rs.3 lacs, whichever is less	Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or Rs.3 lacs, whichever is less For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or Rs.1 Lac, whichever is less
Nature of Facility	Term Loan
Rate of Interest	Please click here For rate of interest
Processing fee	Please click here For Processing fee
Repayment	Maximum repayment period to be 60 months subject to maximum age criterion, whichever is earlier
Guarantee	Third party/ mutual guarantee/ guarantee of spouse/ Major son

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