• For purchase of Kitchen equipments
• For investment in Interior decoration
• For purchase of furniture and fixture
• For purchase of land and construction of buildings
• For meeting running expenses.

• Term Loan: Depending upon project cost subject to a maximum of Rs.1 crore
• OD : Rs 5 lac

• Primary - Hypothecation of the assets financed by the Bank.
• Collateral- Personal guarantees of proprietors/partners/promoters, Extension of charge over current assets, Fixed assets and other existing collateral if any, Additional tangible security such as immovable property, bank deposits, etc.

Loans upto Rs.10 lacs are to be covered under CGTMSE scheme and hence no collateral / third party guarantee required. However, loans above Rs.10 lac upto Rs.1 crore may be covered under CGTMSE at the discretion of the Bank. CGTMSE fees to be borne by the borrower for loan above Rs.5 lac.

Loans upto Rs.10 lacs are to be covered under CGTMSE scheme and hence no collateral / third party guarantee required. However, loans above Rs.10 lac upto Rs.1 crore may be covered under CGTMSE at the discretion of the Bank. CGTMSE fees to be borne by the borrower for loan above Rs.5 lac.