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    Pre-Payment Charges

    2. Pre-Payment Charges

    Pre-Payment Charges – If the account is adjusted through takeover within 1 year of 1st disbursement:

     

    Amount of Facility

    Working Capital

    Term Loan

    Non-Fund Limit

    Upto Rs.1 Cr

    2% of Sanction Limit

    2% of Outstanding

    1% of Sanction Limit

    Above Rs.1 Cr

    1% of Sanction Limit

    1% of Outstanding

    1% of Sanction limit

     

    1. No pre-payment charges to be levied on floating rate term loans sanctioned to individual borrowers only.
    2. In take over cases, in addition to levying pre-payment charges, all the concession/relaxation/waiver in the service charges, ROI etc. granted as per the last sanction shall be withdrawn and respective amount to be recovered from the borrower.

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